Why Sequence of Returns Risk Matters Now

Why Sequence of Returns Risk Matters Now The stock market initially posted a major drop at the beginning of the U.S. coronavirus outbreak. Since then, it has gained back some ground, but there continues to be daily volatility with no end in sight. That initial shock affected a lot of people. In fact, the Spectrem…

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Demographic Drivers of Growth

Demographic Drivers of Growth Economists have been cautioning for quite a while that the wind-down of the senior population and the retirement of baby boomers does not bode well for the U.S. economy — or anywhere else in the world, for that matter. The reality is that an aging population coupled with declining birth rates…

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Investing for Income

Investing for Income Investing for income is generally the modus operandi of a retirement portfolio. That’s because the so-called “accumulation phase” ends and the “distribution phase” begins. In other words, retirees stop focusing on getting rich and become more concerned with paying their bills and living a comfortable lifestyle.   Income investing is different from…

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Prospects for Investing in the 2020s

Prospects for Investing in the 2020s Overview They say hindsight is 20/20, but it’s difficult to grasp that one day we could look back at this pandemic and recognize where we should have placed our investments. Perhaps a young researcher — sequestered in his home — will find a cure and a vaccine, start his…

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Are the Stock Market and the Economy Out of Sync?

Are the Stock Market and the Economy Out of Sync? In normal times, the stock market is often a reflection of the economy. But these are not normal times. Even though April was marked by a global shutdown of businesses, rampant unemployment and low economic growth, the S&P 500 Index ended the month up 12.9%.…

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Beware of Coronavirus Scams

Beware of Coronavirus Scams After a press conference in which President Trump mentioned scientists were testing the potential of using disinfectants as a coronavirus cure, poison control centers across the country reported a spike in calls. In Maryland alone, the Emergency Management Agency fielded more than 100 calls asking about the president’s suggestion. In less…

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How to Deal With Financial Stress

How to Deal With Financial Stress A recent survey by the National Endowment for Financial Education found that almost 90% of Americans were feeling anxious about their money situation.1   39% were worried about job security 48% worried about paying bills 28% didn’t know if they could pay their utilities 41% were worried about not…

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