Archive for July 2020

Why Sequence of Returns Risk Matters Now The stock market initially posted a major drop at the beginning of the U.S. coronavirus outbreak. Since then, it has gained back some ground, but there continues to be daily volatility with no end in sight. That initial shock affected a lot of people. In fact, the Spectrem…

Demographic Drivers of Growth Economists have been cautioning for quite a while that the wind-down of the senior population and the retirement of baby boomers does not bode well for the U.S. economy — or anywhere else in the world, for that matter. The reality is that an aging population coupled with declining birth rates…

Investing for Income Investing for income is generally the modus operandi of a retirement portfolio. That’s because the so-called “accumulation phase” ends and the “distribution phase” begins. In other words, retirees stop focusing on getting rich and become more concerned with paying their bills and living a comfortable lifestyle.   Income investing is different from…

Prospects for Investing in the 2020s Overview They say hindsight is 20/20, but it’s difficult to grasp that one day we could look back at this pandemic and recognize where we should have placed our investments. Perhaps a young researcher — sequestered in his home — will find a cure and a vaccine, start his…